How Should You Handle Dream Stealers

The Dream Stealers

Throughout my life, my friends and folks have offered me advice.

And though they meant the best for me, it often wasn’t nice.

They’d always say my plans were just more crazy schemes.

And every time I listened, I let them steal my dreams.

I guess they feared, in case I failed, that I really shouldn’t try.

So I never spread my wings and never learned to fly.

But they’re just folks who only see the world the way it seems,

And I’m no longer going to let those people steal my dreams.

-Author Unknown

Are there people in your life who steal your dreams? Maybe you had a great business idea and you told your friends and family all about it only to be told that you are just a dreamer and that you were only wasting your time pursuing it. Maybe they told you nicely, maybe they were mean in the way they tried to “help” you.

Either way, as the poem goes above, you should never listen to other people who are critical about your dreams, it’s just their way of seeing the world. Most people are stuck in a “get a real job” mentality and have absolutely no vision in their lives. You are different, you want something better than average for yourself.

How you handle dream stealers? Should you ignore them? Should you stop being their friend? Should you laugh at them? Is there a time you should listen to them?

In my opinion, here’s how you should handle them:

  1. Hear what they have to say
  2. Think about their advice for a brief moment
  3. Give your insight on their advice
  4. If Necessary, walk away

Hear what they have to say

Have respect for those who give you advice and listen to what they have to say first. The last thing you want to do is to be disrespectful to those who are only giving advice because they truly believe they are helping you. It may be very possible that they are not giving you advice against your dream or against your business idea, they may be trying to help you achieve your desired outcome faster.

You will unfortunately also encounter those who will give you advice against your goals, calling you a dreamer, telling you to “get a real job,” or telling you that you are not good enough or not smart enough to achieve your desired outcome. The best way to handle these people is to hear what they have to say, and show them respect. Sometimes these very people will see that you were right and that they were wrong, and may become an asset to your business later in life. So, always listen and show respect. Listening does not mean following or doing what someone says.

Think about their advice for a brief moment

Think about their advice for a few minutes and see how it stacks up to your goals, it may prompt additional ideas in your mind as to how you can more easily or more quickly you can achieve your desired outcome.

If they are giving you advice completely against your business idea, then you know there is absolutely no value that their advice will give you.

Give your insight on their advice

Once you have thought about what they told you, it’s time for you to respond to their advice. If their advice prompted additional inspiration about how you can achieve your desired outcome faster, let them know about it. You can say “hey, you just gave me a great idea.”

If their advice was completely negative and against your goals, you can respectfully respond by saying “you know, I see that you care about me and I appreciate it, but this is what I know I should be doing right now, so respectfully, I must disagree with your advice.” This does a couple things, first it states your position on their idea, and it also lets them know that you will not let anything get in the way of your desired outcome and they will likely not try to bother you about it again

Be firm, but be respectful at the same time.

If Necessary, walk away

It’s a good idea after giving your insight to change the subject to something else, so they don’t continue to rain on your parade. If they are insistent that you are wasting your time and they are adamant against your dreams, then you may want to think about walking away.

Walking away is not a sign of disrespect, it’s sending a message to your dream stealer loud and clear, that you will not tolerate their so-called “help.”

If they don’t get the message the first time, they will the second or third time.

Should you stop being friends with this person? Only if they persist in trying to steal away your dreams, because at that point, they are no loner looking out for your best interest, and they no longer mean well. They are either jealous of your success or they think they are better than you and therefore you should listen to them and not to your own heart. You don’t have time for people like this in your life, it’s time to let them go. You will make more friends who are more like-minded with you and with your goals, so don’t feel like you will have fewer friends, that person who treats you that way is not your friend anyway.

Bottom line, don’t let anyone steal your dreams away. If you pursue your dreams and never give up, you will achieve them. Often those who achieve their dreams make a lot more money than those who steal dreams. Who will have the upper hand then? Who will be driving a BMW 7 series while the other continues to drive their Toyota Corolla? Who will fly in first class eating a gourmet meal while the other sits in coach class eating peanuts? Who will get to stay in a Penthouse hotel room, while the other sleeps in a stuffy motel room?

Get my drift? Don’t let anyone steal your dreams….

Make Money from Someone Else’s Info Product

There are many ways to make money online. If you google “how to make money online” you will come up with millions of search results. The Penny Hoarder itself has an article on how to make extra money on the side in legitimate ways. Below are some of the best ways that you can make money online:

You can make money from an online blog

If you utilize effective keyword research, write interesting articles, and write consistently, over time you can drive a ton of traffic to your blog where you can have affiliate links that sell other people’s products, or you can put up Google Adsense.

You can create your own online course to make money

You will need some type of skill set that many people are eager to learn for themselves, but if you can find out what’s popular and master that skills yourself, you can do this. I will take time to set up and it will take practice, but if you are successful in setting up a course, you can keep 100% of the money you make.

You can make money online from affiliate marketing

You can do this by signing up as an affiliate with just about any company out there. You can do it for Walmart, Target, Best Buy, Amazon, EBay, and many more. This is where it helps to have a blog where you get a lot of traffic and when they click on your affiliate link to one of these online stores and they buy something, you get paid a commission.

Although it takes time to get this going, it eventually will turn on a money faucet that keeps filling your bucket (wallet) with money.

You can create and e-commerce store

If you have a talent and a knack of buying things really cheaply and marking them up to sell them at a profit, you make be interested in setting up an online store where you can sell these products. If you don’t want to go through the expense of setting up an online store, you can set up an account with EBay and sell these products for a small fee to EBay. You can also sell your items on Amazon.

A couple of drawbacks with this form of making money is that there is a lot of competition and you will often have to deal with low profit margins, which unfortunately has driven many would-be entrepreneurs out of business.

You can make money from someone else’s information product

This is what I want to focus on here. How powerful is this concept of making money by selling someone else’s information product?

You can sell somebody else’s e-book, and they will pay you a commission for that, or you can sell somebody’s else’s online course and get paid for that too.

Of course it’s not just about finding an online course and spamming your Facebook news feed or twitter feed, there is a more subtle way to do it where you will not be looked at like a sales person. Instead you will be looked at as someone who provides value to others and helps others. You build trust with others and then and only then will people want to buy from you.

There’s a lot to learn in order to create a full time income selling someone else’s information product. The good news is that there are programs that will teach you how to do this effectively. Some of my favorite courses are the courses found on Wealthy Affiliate. They teach you everything you need to know about blogging properly, keyword research, marketing on Facebook, Twitter, and Pinterest, and how to build trust with your target audience.

What’s more, Wealthy Affiliate is one of these Information Products that you can sell to others. The Affiliate Bootcamp school within Wealthy Affiliate will teach you how to do this. Not only will you earn a one time commission for selling Wealthy Affiliate, you will earn the money residually, month after month after month.

Success Takes Time

As with any affiliate program, network marketing program, or any online business, success takes time. So many people join these programs, expecting to make a fortune overnight, often due to the hype that some of these programs spew on their sales pages. The truth is, unless you have a following already, success will take time, it can take several months, or it can take several years for some.

But look at it this way:

If you are in the 3rd quarter of your life at the age of 45, and you are feeling like you are not where you want to be in your career, or in your finances, and you feel like it’s too late to start something new, look at it in this perspective. Those who start a network marketing business, or those who start an affiliate marketing program at the age of 45 make take up to 5 years to earn a full time income after grueling hard work and learning.

Worst case scenario, it may take 10 years. Could you imagine that if it took 10 years to finally retire from your day job………at the age of 55, 10 years before almost everybody else?

So, don’t let your age, or anything else about you keep you from living the life you deserve. Success takes time and it will be a hard road, but you can also make it a fun and adventurous road too.

My Honest Review of Jaaxy Keyword Research Tool

Jaaxy is a Keyword Research tool that allows you to research keywords in a much more efficient way. Keyword research is a huge part of a successful online business, without it, the search engines will have a lot of trouble indexing your website.

Two Ways to Perform Keyword Research

There are two ways to perform keyword research.

There is the standard way that is free, but it takes up a lot of valuable time, and in this business, time is money!

Standard Way to Research Keywords

Here is what you do, you go to Google and type in a keyword related to your niche that you will be selling online. Let’s say your Niche is Making Money online. You would type in something like “Make Money Online”

Then you would follow the keywords with the letter A

As you can see, Google helps you with keyword ideas. Some good ones from here might be “make money online as a student”, we know that some students are looking for better ways to make money that are more flexible with their class schedule and where they can potentially make a full time income and more easily pay their way through college.

You will want to follow the keywords of “Make Money Online” followed by B, and by C and all the way through the alphabet and this will give you a lot of keywords and key phrase ideas.

When you type in the keyword into Google, it will give you a number of results from websites on your topic. For example, if you type in “Make Money Online” it gives you the following number of results

As you can see, that it a lot of results and will likely be way too competitive to rank your website in a place where people can find it.

If you type in “Make Money Online For Students” you get the following number of results

As you can see, the number of results has shrunk a lot. So once you have gone through all the letters in the alphabet, you will want to go through all the letters again with your more narrowed down keywords to come up with even more specific Key Phrases. For example, you will want to take the key phrase “Make Money online for students A” and see what further key phrases come out of it.

As you can see, this method works, but it can take a lot of time. There is a faster and better way.

Fast Keyword Research through Jaaxy

Then there is the Jaaxy way, which is fast and easy, you can sign up for free here and get up to 30 searches for free. Before you do sign up, there is a better way to sign up. Keep reading.

Here’s how it works, when you type in a keyword into Jaaxy, such as “Make Money Online”, you get the following results:

Anything that shows GREAT for the KQI and has an SEO score of 90 or higher is a good keyword or key phrase to use. This was done instantaneously and you literally saved yourself about an hour of work.

After you have exhausted all your free searches, you will need to upgrade to either a Pro membership or an Enterprise Membership. When you sign up directly with Jaaxy, there are 3 membership options, and a 4th option I will get to soon.

As stated above, there is the Free membership, which allows you to get 30 free keyword searches. Then there are the Pro Membership and the Enterprise Membership, which both allow unlimited searches.

Then there is a 4th option, which is the “Lite” option, and you get unlimited searches with that as a Premium member of Wealthy Affiliate.

I highly recommend going with this 4th route, because you get all the other necessary training that you need for running an effective online business on top of having the best keyword research tool. If you just sign up for Jaaxy, you only get the research tool, but you’ll be missing out on the best online business training platform out there.

Here are all 4 options below, so you can compare. Any of the choices will help you, but the free Lite version is what I recommend out of the 4.

You Can Be Normal or Rich

Have you ever had anyone get on your case for something you were doing because it was not “normal”. It could be the way that you tied your shoes, or the way you mowed your lawn, OR even the way you choose to make money.

The truth is, when it comes to making money, you can either be normal, or you can be rich…….but you cannot be both.

Sorry, but every rich person you will meet out there is not normal, they are different, usually extraordinary. When it comes to making money, the normal thing to do is to work a 9 to 5 job Monday through Friday and make $30,000 to $100,000 per year. Unless they are a famous surgeon, famous actor, famous singer, or one of the top attorneys, almost all rich people own their own business and the way they make money is anything but normal.

So, make a decision today to not be normal, but to be weird and extraordinary when it comes to making money.

How can you become weird and extraordinary? Below are some “weird” things that rich people do that are very much outside the norm. If you want to be rich, you need to do those things the rich do.

Wake Up Really Early

Did you know that most wealthy people wake up between 4am and 5am in the morning? They get up, they do a good solid workout, or they meditate and set goals and plans for the day or for the week. If they run a business, they often get to work on that early in the morning.

Some people believe that 4:00am is the holy hour when they feel like they can connect most easily with God and receive inspiration for their business and for their lives.

For many others getting up super early is a way to get work done without the distraction of kids, noise outside of mowing lawns, and other distracting tasks that need to get done.

If you are running an online business and working a regular day job, you may find that the early morning hours are the best time to work, because in the evening after a long day of work, you may feel way too exhausted to get anything done in the evenings. I know for myself, it’s a lot easier to do my day job when exhausted than to do my online business while completely exhausted.

Read 50 to 70 Books Per Year

While the rest of the normal and broke people out there plop themselves on the couch and turn on the TV the moment they get home from work until they go to bed, the rich will read books in their spare time and that aside from the time they spend with their spouse and with their children.

You can get more details here on how reading benefits you in your endeavor to get rich, but in a nutshell, most of the books you read will be instructional, business, and motivational books. These books will teach you skills, motivate you to never give up on your goals and dreams, and will inspire you with new business ideas.

Set Goals and Write Them Down

Did you know that less than 5% of people out there set goals and write them down? An even lower percentage of people follow up with their goals on a consistent basis. This alone can make you stand out from the masses among all the other things you can do. There is a right way and a wrong way to set goals. You can read here to get an idea of the correct way to set goals. The bottom line is that your goals need to be big enough to excite you and to even scare you a little bit.

Don’t Be Cheap

The rich are not cheap. Now if you know somebody who has a lot of money, but is really cheap, I bet there is a good chance that this person is retired and they have a lot of money because they saved up all their money their entire life to eventually have a million dollars in the bank. They are unfortunately stuck in the habit of being cheap and now they have the big bucks, but they are still stuck in the scarcity mindset.

When normal people go shopping for a brand new TV, or a new computer, or lawnmower, they often price shop. They will go out and buy the cheapest piece of crap they can find. Then those same people will be frustrated when that item breaks down a few weeks after the warranty expires.

Do yourself a favor, next time you need to buy a high ticket item, such as an appliance or TV, buy a nice item, it doesn’t have to be the most expensive, but do buy something that is in the higher price range that includes multiple bells and whistles.

Next time you go on a trip with your significant other, shop around for 1st class airplane tickets. Spend the extra money to be treated like royalty on the airplane or in the hotel. When you are finished with the experience, try to remember how you felt compared to how you felt on a cheap vacation when you were sitting in crammed seats in coach class and had to stay at a cheap motel with a free continental breakfast with stale muffins.

The idea here is not to make you go into debt or spend money you don’t have, it’s all about your mindset, a scarcity mindset will attract more scarcity, an abundant mindset will attract more abundance.


Now you have an idea on what the rich do differently, and there are many more ways the rich are different from the normal poor or middle class, but this should be a good start for you. If you can put to practice what the rich do, you are significantly increasing your chances of becoming rich. Do you agree? Do you disagree? Comment below.

Making Money With Affiliate Marketing Made Simple

There are many ways to make money online, but one of the best ways, if not the best way to make money online is through Affiliate Marketing. What’s great about this method of making money is that you can be a complete introvert and you can do this from anywhere in the world where you have an internet connection.

So many people who sell their affiliate programs, or who sell their next big secret to making money online, often complicate the process of making money through affiliate marketing when really the process is so very simple.

Here is a video that shows just how simple the process and concept are, of making money online. Don’t get me wrong, you will need to learn some skills, but there are programs out there that can teach you.

Affiliate Marketing made simple

Build a Website

As you can see in the diagram in the video, you first build a website about your chosen niche. If this seems like a daunting task, then you would be right 20 years ago when you had to know how to write HTML, but today you would be wrong and thank goodness for that.

Building a website today is a piece of cake. Web building platforms such as WordPress have simplified the process so much that a 5-year old can build a website today. It is literally following a few steps and it’s up. With an additional layer of simplicity provide by Wealthy Affiliate, it’s even easier to build a website than with just going through wordpress alone.

Partner Up with Affiliate Programs

After you have your website up, you partner up with Affiliate Programs such as Amazon, Walmart, Target, E-Bay, and Clickbank. Signing up as an Affiliate with these companies is almost always free and almost always has a very easy sign-up process.

Once you have signed up, you find products that these companies sell and if they match your niche on your website, you can post ads strategically throughout your website. Training is highly recommended to learn this process because if you do it right, you can attract a ton of traffic to your website, if you do it incorrectly, your website can look to salesy and spammy, which will not only drive people away from your website, the search engines will punish you by giving you a lower ranking or completely removing you from search engine results.

Drive Traffic to Your Website

You can have the greatest website in the world, but it means nothing if people don’t know about you. You need to get your website and your brand out there so that you drive people (traffic) to your website. These people will come to your website and they will begin to trust you through the value that you provide with your website and posts. When people learn to trust you and your brand, they buy from you. The more value you provide, the more loyalty people will give back to you and they will visit your website over and over again looking forward to your next big post. The more traffic you can send to your website, the more sales your website will make and the more money you will earn.

It’s really all a numbers game, the more traffic you create and the more loyalty and trust you earn from website, the more you will earn. Some people do Affiliate Marketing full time and no longer have to work at a regular job. If you work hard enough, you may be able to do the same.

No Inventory to Store

When you sell other people’s and other company’s products and services, you do not have to store any inventory. The company for whom you are an affiliate has several warehouses already that store the items you will sell.

No Employees

You do not have to hire any employees, the company for whom you are an affiliate takes care of this too. They pay their employees, and often provide benefits for them. You don’t have to worry about this at all.

No Shipping

When someone or when several people by products through your affiliate links on your website, you don’t have to ship anything. The affiliate company does that too.

No Handling Returns

As an Affiliate Marketer, you don’t have to handle returns from customers who are dissatisfied with a product or service. They go directly back to the Affiliate company and they handle the returns for you.

No Customer Complaints

Other than a few bad apples that might post negative comments on your website, you don’t have to deal with customer complaints about any product or service that you sell through the affiliate links on your website. The Affiliate company already has a customer service team in place to take care of these problems. You never have to deal with an irate customer either, that really allows you to keep positive and focus on provide great content and great value on your website.

As you can see, Affiliate Marketing is a very good business model where you don’t have to deal with most of the complications of a traditional business. Do you want to get started with your own money making website today? Before you do, make sure you are being trained on how to do it properly and it’s helpful to have a support team to help you along the way. You get both good training and a great support team with Wealthy Affiliate.

Read and Get Rich……

What do you do in your spare time? Do you plop yourself on the couch and watch TV? Do you work on home improvements? Do you listen to or watch political shows? Do you watch live sporting events? Do you read books?

If you do the latter, you are slowly making yourself more wealthy, if you are doing any of the former too much, you are either staying the same or your are getting poorer.

Don’t get me wrong, there are TV shows I like, I love Netflix, Amazon Prime TV, and some other channels, but if you are spending hours watching TV every evening after work and on the weekends, and you have a goal to be rich……..some day, then you need to do an overhaul of your schedule.

They always say you should do what the rich do if you want to become rich. One thing you can start doing today if you want to be rich some day is to start reading books regularly. The rich read on average over 60 books per year. That’s roughly 1 book per week and then some. If you start reading a good number of books every year, eventually you can be rich too.

If your schedule seems filled up by other time-consuming tasks that are not making you money, it’s time to revamp your schedule to include reading.

Before You Revamp Your Schedule

Before you change your schedule, if you haven’t already, find a way to make money online, there are many ways you can do this. You can do surveys, you can sign up in an online friendly Network Marketing organization, or you can be an affiliate and make a boatload of money selling other people’s products. With the last two, you need to learn online marketing skills and you need a good source of training for this.

Set Your Business Schedule

Once you have a way to make additional money, whether online or offline, you need to set up a schedule and stick to it the best you can. Be sure to include at least 5 to 10 hours per week that you dedicate to working your business. If you have a day here or there where you miss your schedule, don’t beat yourself up, just maintain a positive attitude and do better the next day.

Set Your Reading Schedule

If you set aside 1 hour per day to work your business, you should set aside another 30 minutes or another hour to reading books. Try to give yourself enough time to read to where you can read at least 1 book per week. If you are really struggling to find time to read, start listening to audio books. You can listen to them on Audible, or you can buy the audio book CDs or borrower them from your library and listen to them in your car.

What Kind of Books Should You Read?

You should read a combination of success books, entrepreneurial books, business books, motivational books, instructional books, and even a good fiction book once in a while. Before you read any success books, I would highly recommend reading this book first.

The way people like you can get rich by reading books is that you will build up this wealth of knowledge in your mind, that will literally inspire you with money making ideas at any given moment. It will be like an ah-ha moment. Also, if helps to shift your mindset to what it needs to be in order to be successful. I should also add that reading makes you more positive.

Success books have a way of lifting up your mood into a more positive mood, and being positive attracts more positive things in your life, including more money.

In Conclusion

If you can only make this change in your schedule to read more success books and to work an online business, you will be setting yourself up for a very bright future filled with a lot more money and a lot of opportunity for growth. So, next time you feel bored, pick up a good success book and start reading.

CashFlow Quadrant – Is it Worth the Read?

This is the second book in the Rich Dad series after Rich Dad Poor Dad written by Robert Kiyosaki. Before you read any other book in the Rich Dad series, it is recommended that you read Rich Dad Poor Dad first, and you read Cashflow Quadrant second.

The author recommends this, and I not only recommend this, I recommend you read these two books first before any success book out there by any author.

It’s all about changing your mindset and in my not-so-humble opinion, there is not a better author out there than Robert Kiyosaki that can help you permanently change your mindset about money.

The book Cashflow Quadrant helps you visualize the 4 different ways you can earn money. On the left side of the Quadrant, you have two ways of earning money, one as an employee and the other as a self-employed individual. On the right side of the Quadrant you have business owner and investor.

Your goal to is to move from the left side of the quadrant to the right side of the quadrant, because being a business owner and/or investor is the life of the financially free. There are several ways to do this, and I would love to list all the ways you can do it here, but I will let Robert Kiyosaki tell you. You will need to pick up his book here:

Simple, Easy to Follow, yet Exciting to Read

As with all Robert Kiyosaki’s books, Cashflow Quadrant simplifies what seems to be such a complicated topic for many; making money and having more free time is broken down into very basic concepts that a third grader can understand. Although this may be in part due to the fact that Kiyosaki didn’t do too great in school, but this works to his advantage as an author.

He also uses stories in Cashflow Quadrant, which help to make his books interesting, entertaining, and informative all in one. This book is many things, but one thing that it’s not is boring. This book as well as the rest of his books are fun and exciting to read and you may have a hard time putting the book down to get necessary things done.

Not a book of step by step instructions

As mentioned on my review of Rich Dad Poor Dad, Cashflow Quadrant is not a book of step by step instructions. Robert’s goal is to change the way you think about money, because if you think about money the right way, you will attract more and more of it, and after you’ve read a few of his books, you will see that he is a strong believer in this.

Although many people dislike non-instructional books and think of them as a waste of time, I find this a plus, not a minus. Here’s why:

You can give anybody a book of step-by-step instructions on how to get rich or how to become financially free, but if their mindset about money and finances are not in the right place, the instructions won’t work, and even if they do, it won’t last. Why do you think lottery winners go broke most of the time?

The Verdict

I am pretty sure the verdict is already given above and yes, this book is worth the read, but only if you read the prerequisite first, that being Rich Dad Poor Dad. Then immediately follow that book with Cashflow Quadrant. Once you have read those two books, I would even go further and read a third book by Robert Kiyosaki. He and his advisers known as Rich Dad Advisers right about every subject under the sun.

For example:

  • If you are interested in Network Marketing or MLM, there’s a book for that titled The Business School for People who Like Helping People or The Business of the 21st Century, both written by Robert Kiyosaki.
  • If you are interested in Real Estate Investing, there’s The ABC’s of Real Estate Investing by Ken McElroy, a Rich Dad Adviser.
  • If you want to teach your kids about the real world of wealth and money versus what they are learning in school, you can read Why ‘A’ Students work for ‘C’ Students, which is a more modern version of Rich Kid Smart Kid, both by Robert Kiyosaki.
  • If you are interested in investing in anything, be it the stock market, bonds, real estate, you need to read Guide to Investing.




There are a long list of books Robert Kiyosaki has written, they are all good books, but you will get so much more out of them if you read the first two books first.

As with any book, you when you read this book or any other success book, you must apply the things you learn and put the exercises into action. If you do not, then you are only reading for entertainment. Read to learn and apply what you learn every single time.



The Introvert’s Path to Wealth

Once upon a time wealth and riches were mostly reserved for the extroverted and the really outgoing people, except those few geniuses who invented something that changed the world. If you were shy or were not outgoing, the best you could do was get a high paying job in the tech industry or become an engineer. 


Times have changed, because of the internet, introverted people as well as extroverted people now have the chance to become very rich! YES! There are shy people who are making mafia money right now through leveraging the power of the internet.

You can do that too! How?

First it would help to list some money making vehicles that are NOT for introverts:

  1. Real Estate Investing
  2. Old School MLM
  3. Sales Jobs

Real Estate Investing

This is often a misunderstood business model. Many people go into Real Estate Investing thinking they simply just need to drive around and find a messed up home they can buy, fix up, and sell at a profit and that the sellers will just easily give up their homes for a low ball price. When the market is down in the dumps, you may be able to do this a little more easily, but in 95% of cases, Real Estate Investing is a people business. You almost always have to negotiate heavily with the seller and to come to a workable deal. You have to knock doors of surrounding homes of the ugly home you found, just to find out who the owner is. This is definitely an introvert’s nightmare.

If you want to invest in Real Estate to have rental properties to build up your retirement. First, start a business using a vehicle that is introvert friendly, make a lot of money, and then hire bird-dogs and wholesalers to find Real Estate Investment deals for you.

Old School MLM

Introverts can make money through Multi-Level Marketing, but not necessarily through the old school way of making a list of all your friends and family and pitching on your products or your business opportunity, or even worse, the dreaded 3-foot rule where everyone within a 3-foot radius of you is an automatic prospect or lead for your business.

Purchasing leads from MLM lead vendors is not ideal either. Imagine someone who is an introvert making calls to complete strangers and pitching them on their business opportunity when we all know that 90% of these leads are already of very poor quality, most certainly not a sustainable way for an introvert to build a business.

In order for an introvert to be successful and make money in MLM, they have to learn some online marketing skills and be able to teach others how to use them. Although introverts can be successful in MLM, it is not the best business model out there for them in my opinion.

Sales Jobs

I have heard it said that if someone wants to make a lot of money, but does not want to start their own business, and that person doesn’t have a lot of learned skills, a career in Sales is the best path for them. However, it’s the worst job for an introvert. If you are an introvert, but are not interested in starting a business, look at getting a degree in Computer Science or Engineering, watching an introvert try to sell something is one of the most painful scenes to witness.

The Best Path for an Introvert

The best path for an introvert is to start an Affiliate Marketing Business online. As an Affiliate you get paid to sell other people’s products. Through programs such as Amazon, Clickbank, and many other programs you can earn anywhere from 4% to 75% commission.

It’s not just as simple as posting an ad selling one of these products and expecting everybody and their brother to buy. You first need to learn online marketing skills such as Search Engine Optimization(SEO), email marketing, copywriting, email marketing, and branding yourself. It can be time-consuming and challenging to learn most of these skills, but it’s worth it because after you master them, you can basically make a large amount of money on demand. One of the best educational resources to learn most of these skills is Wealthy Affiliate. What more? You can learn exactly how to sell other people’s products from your own website that you build through Wealthy Affiliate. You can read my review on them here.

If you really want to do MLM and not Affiliate Marketing, these skills will help you in that as well, but you will need to be willing to teach these skills to your downline, and that adds additional challenges for introverts, because you will need to actually talk to people from time to time.

In Affiliate Marketing, you NEVER have to talk to anybody. You are selling someone else’s products, so if there are any issues, the customer will contact customer care of the product’s company or creator, NOT you. You are simply a middleman collecting a commission for referring somebody.

Comment below, what do you think? Do you think introverts can make a lot of money? Or do you think wealth is still reserved for the outgoing and extroverted?

The Worst Goal Ever! But almost everyone strives for it!

Are you guilty or have you been guilty of setting the worst goal ever for yourself? Chances are you have been guilty of this at one time or another, because the majority of people in western society strive for this goal.

What is it?

It is……………………….THE MIDDLE CLASS!

The middle class is the epitome of being average. It’s trying to be like everyone else, and in some cases trying to compete with everyone else.

Unfortunately this is the goal for most people living in the USA. The goal is to go to school, try to get straight A’s or at least close to it, participate in some extra curricular activities or some sports in high school, try to get a scholarship to a good college or university, obtain a bachelors or masters degree, possibly a PhD for some, just so you can go work for a big company, start out at a lower wage than what you were making while bar-tending part time during college, working your butt off at a job that you really don’t like, while kissing the rear end of your boss, just so you can have a chance at a promotion into management, all so that you can be comfortable, living an average life, living in an average house, living in an average neighborhood in the suburbs of an average city, while sending your kids to an average public school, taking average vacations, an average amount of time of once per year, to average destinations, flying in the average coach class of the airplane, staying in an average cramped hotel room, eating at average restaurants, only to return home from vacation back to your average life and average job!

Maybe you’re perfectly happy with this life style and you have absolutely no desire to improve your circumstances. If so, please keep reading because you need this information more than you know.

There are 4 reasons why shooting for the middle class should never be your goal and why you are often better off being poor than being in middle class:

  1. The middle class are the highest taxed
  2. The middle class does not qualify for most or any social programs
  3. The middle class has the least amount of control over their time
  4. The middle class still lives paycheck to paycheck like the poor

The middle class are the highest taxed

You might be tempted to disagree with me and tell me that the rich are the highest taxed people, and yet while it is true that the more money you make from a job, the higher percentage of tax that you pay, you are right there, but this is where it gets interesting:

The majority of rich people do not earn money from a job. The majority of the rich own their own business, and what more? Most of them have their businesses in a business entity such as a corporation or LLC. This allows them to make a crap load of money in their business, but write off their car, a part of their house, their trips, their vacations, and they pay themselves a very small salary from their business entity and they can end up paying very little if any money in taxes.

The majority of the middle class work in jobs, some of them high paying jobs, and they end up giving almost half of their money to the government before they even get paid. Those who are in the upper middle class making over $150,000 per year really get screwed on taxes.

The poor, well, just like the rich, they pay very little if any money in taxes.

The middle class does not qualify for most or any social programs

Unless you live in a socialist democratic country such as many of the countries in Western Europe, you will likely not qualify for any social programs at all, and if you do live in Europe, you are likely paying dearly for these social programs through your taxes.

The poor in the USA do qualify for free healthcare, free school lunches, discounted housing, and more.

The middle class, who live paycheck to paycheck just like the poor, sometimes resent the poor because they can get these programs while they as middle class folk cannot. They feel they should get those benefits too, or that the poor shouldn’t get them either because the middle class taxes pay for most of these programs.

The rich? Well, as we discussed, they don’t pay much in taxes, so they are not footing much of the bill for these social programs.

The middle class has the least amount of control over their time

Who works the longest hours? If you said that the rich do? You may be right in some cases, but in most cases, the ultra rich actually work fewer hours than the higher paid middle class. Even if the rich do work lots of hours, they still have control over their time.

With the middle class, the more successful they are in their jobs, the higher up they move in the company. The higher up they move, the more responsibility they have, the more responsibility they have, the more hours they have to work and the less control they have over their time.

The poor? Most of them work 40 hours per week, and quite a few of them work much less than that.

The middle class still lives paycheck to paycheck like the poor

One thing the poor and the middle class have in common? They both live paycheck to paycheck. As the middle class work their way up in income, their expenses usually go up with it (sometimes faster). Their debt usually goes up too. Even the high end of the middle class lives paycheck to paycheck. Let’s look at California. The high end of the middle class there is around $130,000/year right now. That may seem like a lot of money to some of you, but consider this:

The average cost of a house in a San Diego suburb is about $650,000 right now. That will get you a 3 bedroom home in a decent neighborhood.

With principal, interest, taxes, insurance, and mortgage insurance, the payment will be around $4300 per month.

$130,000 per year is $10,833 per month. Take away taxes and you are at $7000 per month after taxes. Take away $4300 more the mortgage, about $700 for two car payments, that leaves you about $2000 left for groceries, insurance, entertainment, utilities, gas for your car etc etc. Do you see how easily that money can go POOF? Especially in CA where everything cost more?

Many of the rich have learned the art of making money on demand, so if they run out of money, they can literally run a sales campaign and make a lot of money in a short time. They don’t live paycheck to paycheck.

One of the best ways to make money on demand is to learn the skills necessary to start an online business. When you can learn the skills of online marketing including SEO, Pay-per-click advertising, social media marketing, and email marketing, you can create money on demand. One of the best training platforms for learning all skills related to online marketing is Wealthy Affiliate. Although there are a lot of training programs out there, this one by far has the best value, is one of the most in depth, and best of all you can work at your own pace.

What are your thoughts? Please comment below.

Rich Dad Poor Dad – Is It Worth the Read?

I will now be writing book reviews on the success and finance books that I read and I will be giving them my honest opinion, the good and the not so good.  I read books or listen to audiobooks often, and you should too.  One thing that almost all wealthy people have in common is they read 50 to 100 books per year.  Although they will mix the books up between fiction and non-fiction, most of their books are non-fiction success books.

Rich Dad Poor Dad  by Robert Kiyosaki is one of the first success books I read when I started out in my first Network Marketing company and it opened my eyes and forever changed the way I look at money.

The Best Book for Beginner Entrepreneurs

Whenever anyone is starting out in the world of Entrepreneurship, whether that me their own brick and mortar business, network marketing, affiliate marketing, e-commerce, or buying a franchise, I always recommend that one of the first steps they take is to buy Rich Dad Poor Dad and read it all the way through fairly slowly.  This is one of those books that will change the way you think about money forever, so take youre time going through it so you can absorb as much as possible.

This book starts you building the foundation of financial intelligence that you can build upon with additional success books and with the experiences you will go through as your are building your business and working toward financial freedom.

Great Writing Style – Easy to Follow

Robert writes everything in a way where it is easy to follow and easy to understand.  There is no author out there who can make any concept so simple like Robert Kiyosaki does in all of this books including Rich Dad Poor Dad.  This book is written with stories, mostly about Robert’s life as a young boy and a teenager when we had what he considered to be two dads.

One dad, who was is own father, he referred to as his Poor Dad, and then is best friend’s father, who he referred to as his Rich Dad.  Both Dads started out poor, his own father, his poor dad worked his way up in the education arena in the state of Hawaii and made pretty decent money, his friend’s father, his rich dad built businesses and bought real estate investments. In the end his poor dad ended up broke and his rich dad ended up being one of the richest men in Hawaii.

He takes the lessons he learned from his rich dad and his poor dad and tells about his in this book.  These lessons apply to you and I.

Not an Instructional Book

Rich Dad Poor Dad is not a book of step by step instructions on how to get rich.  None of Robert Kiyosaki’s books are instructional.  Most of them work to change your mindset about money and finances.  Some people look at this as a con instead of a pro.  I see it as a pro.  Mindset plays a huge part in whether you’re successful or not in the entrepreneurial world.

If you have a poor person’s mindset, you need to change your mindset to that of a rich person’s mindset and Robert Kiyosaki does this through his books including Rich Dad Poor Dad.

Robert Kiyosaki does not believe in giving step by step instructions on how to get rich.  He sees them as useless unless someone has changed their mindset first.  In other words, if you have a poor person’s mindset, following any step by step instructions to become rich will ultimately lead to failure, unless first that person’s mindset has been transformed to that of a rich person.

The Verdict

I honestly do not have any negative opinions of Rich Dad Poor Dad.  Robert Kiyosaki is in my opinion one of the best authors in the world. I have read and listened to many success books out there, and nobody comes even close to Robert Kiyosaki when it comes to readability, attention grabbing, and motivating.

I get that most success minded individuals out there have already read Rich Dad Poor Dad, but if you haven’t read it yet, it should be the next book you read.  Whatever you may have heard about the book, good or bad, still read the book anyway and come up with your own opinion on the book.

Robert Kiyosaki writes several good books, but Rich Dad Poor Dad should be the first book to read of his, because like I said above, it builds the foundation of financial intelligence.  The second book by Robert Kiyosaki that you must read is Cashflow Quadrant.  All other books written by Robert Kiyosaki build upon these two foundational books.

The third book I recommend reading is one that is in your business industry.  If you are into Network Marketing, I recommend reading The Business School for People who Like Helping People.  If you are into Real Estate investing, I recommend reading one of his few Real Estate investing books.