Happy Memorial Day!

Hello, and Happy Memorial Day to those of you who live in the USA such as myself. I hope you are enjoying your 3-day weekend (at least the majority of you) and that’s you have so far spent a good time with family and friends chatting and eating delicious food.

It’s still Monday morning where I am located and the day is still fairly young. Between barbecues and festivities of this weekend, if you haven’t already, I recommend that you take a few minutes to think about the people who have died for our country in defense of our freedom to live, to have families at whatever size we want, to have free enterprise, and to worship how we choose. It’s a brave and heroic thing for men and women to put their lives on the line in defense of our country and today we remember those who have died fighting for our right to be free. My Grandfather fought in World War 2, and even though he passed away 5 years ago and survived during World War 2, his legacy of sacrifice for his time spent serving will be remembered in my family for generations too.

Free Enterprise

Of course, with this being a business blog, I will be talking about one of the core freedoms we have because of those who have died for us, and that is the free enterprise system we have in the USA. This is a freedom very few people take advantage of, and I believe more people need to take advantage of this freedom. So many people have talents that could make them millionaires if they would just tap into those talents and use them to serve as many people as possible.

Almost everybody not just in the USA, but worldwide choose to take the easier path of trading their time for money and most have only enough money to pay the bills. I believe that is a tragedy and we are not taking advantage of the gift we have been given; free enterprise.

Don’t get me wrong, we need employees who work for people and who work for companies, but there needs to be a balance. Right now, there are too many employees vs businesses, that is why there are unemployment problems that still exist in certain parts of our country and certain parts of the world.

So, if you have a small spark inside of an entrepreneurial spirit, you may want to seriously think about what you can do to start a small free enterprise company outside of your day job, where you can start making some money in your spare time. If you really put a lot of energy into learning some skills, growing your business, and learning from your mistakes, you may be able to make enough money some day that you will be able to leave your full time job if you so choose.

Free Enterprise Worldwide

I realize that a large portion of my audience is outside the USA and this blog post applies to you just as much. The USA is not the only free enterprise country. In fact, the USA is not even the best free enterprise country in the world. In today’s world, fortunately there are many countries that are free enterprise zones where people can choose to make money how they wish and to make as much as they wish.

According to a 2012 study, Hong Kong, Singapore, Australia, New Zealand, and Switzerland are among the best of the free enterprise economy countries. Now my point here is not to compare which country is better than the other when it comes to free enterprise. My point here is that there are many places around the world that are free enterprise zones, and that benefits everybody. It especially benefits those who run an online worldwide business versus those who a have a local brick and mortar business.

Worldwide Business

The ideal business for today’s world is a world-wide business:

You can start a business from scratch, hire employees, grow your business, branch out across your state/region, then branch out across your country, and then branch out across the world.


You can start an online business, you can expand it across the world right away, you don’t have to hire employees if you don’t want, and you can usually grow it much more quickly and cheaply than you can a standard brick and mortar business.

Obviously you need skills to be able to do either of the above directly.

First, if you haven’t already, I would read a couple of books that can teach you how to think like an entrepreneur. The first two books I recommend before any others are Rich Dad Poor Dad and Cashflow Quadrant (read them in that order).

If you want to start a business online from the comfort of your own home, you need to learn online marketing skills, such as SEO and Social Media Marketing. Wealthy Affiliate University is the best platform for that and you can sign up as a starter member for free.


The bottom line, is a lot of us have the gift of Free Enterprise in our countries, and we should remember those who came before us that made Free Enterprise a possibility where ever we live in this world. We also need to take advantage of this free gift.

There are so many tools out there that can teach us how to not only start our own business, but that can teach us how to be rich. I hate to say it, but it’s true, highly paid entrepreneurs have more freedom than employees (including highly paid employees). At this point it comes down to you and what you want to do. You have the freedom to choose. Choose wisely.

Stop Being Jealous of the Rich….

Jealous of the rich? Well, depending on your goals, that may not be the wisest thing to do. If your goal is to be rich someday, that is most certainly not a feeling you want to have toward wealthy people. If your goal is to get a good job that pays well, you probably would not want to despise the rich either. There quite a few reasons why you should not only not be jealous of the rich, but to actually and genuinely be happy for them and even praise them.

You repel what you despise

Whatever you despise in life, you repel it away from you. What is the opposite of repel? Attract! The law of attraction is a real universal law that applies do you whether you like it or not, or whether you believe it or not. So when you are thankful for other people’s success and you praise them deep inside, you are actually attracting more success to your self. Do you ever wonder why those co-workers of yours who complain a lot about the company and about the CEO somehow never manage to get promoted? Do you notice that those who are thankful to the company and are thankful for their job are the ones who get promoted and move up in the company? This all falls under the law of attraction and this will always be the case.

So the opposite of the word attract is repel. Does it not make sense then that those who complain about a company or about a CEO are really repelling success in their own lives?

Are you guilty of complaining at work? I am not here to condemn, I have been there before, and there is something you can do about it.

Decide from this moment forward, that you will be thankful for the success of your employer and the CEO of the company you work for, that you will praise him or her, and that you will wish more success.

As you do this, you will realize for yourself how important of a role you play within your company and you will actually find yourself working harder for the company’s success. This is in turn do at least two things for you. 1. You will be happier at work, and 2. You will likely get promoted as opportunities come up as you will stand out from other co-workers.

Don’t repel wealth, Attract it

If you are reading this blog post, you are likely looking for more out of life than just being a good employee and moving up in the company. Or you are looking at this blog post because the Title is somewhat controversial and you want to see why someone like me could be so crazy as to conjure up such as crazy idea. Either way, this is good advice for every body including you.

Do you want to be rich? At the same time, do you find yourself criticizing the rich for their overly large houses or having 24 luxury cars? Have you ever found yourself referring to the rich as “rich snobs”? As stated above, this attitude toward the rich will keep you poor and this will continue to be the case until you not only stop, but also until you start being happy for the rich and being thankful that they are around. Think about it, if there were no rich people, you wouldn’t even know what being rich is. Sometime in your life, you heard about rich people, and you were inspired to decide to be rich yourself, right? In a way you were praising the rich and you wanted to be just like them, right? You need to get back to that mindset again today.

You cannot attract that which you despise…..

On the flip side, you will attract that which you are thankful for and that which you praise.

What you can do starting today

Do you want to see your life turn around quickly? Do you want to see yourself grow in your career? Do you want to start making a lot more money than you are currently? Then do this:

  • Start being thankful for your job.
  • Be thankful to your CEO for working really hard to get up to his or her current level in the company.
  • Be thankful to and praise all the rich people you know
  • Be thankful for the money you are making now even if it is a meager amount

Making the 4 changes above will immediately begin the process of attracting more good in your life. You will begin to enjoy work more. If you have a boss that treats you in a lousy way, he or she will start treating you better, or your boss may change completely to a better boss.

You will see opportunities to move up in your company and you will be able to more easily move up compared to those co-workers who are not exercising these changes.

If being rich is your goal, you will start attracting business opportunities to yourself and you will attract certain people to your life that will help you achieve your goals of becoming wealthy. Although you should exercise caution and use good judgment before jumping into any business opportunity, when you feel good about one, you should jump in with both feet.

One way to get the ball rolling for yourself in an online business, is to be educated on how to launch an online business. You can also begin earning while you are learning. The best training platform for this is Wealthy Affiliate. If an online business is not your cup of tea, there are other ways to become rich. You can begin buying franchises, you can invest in real estate, or start a business from scratch. It is up to you.

Either way, don’t be critical of the rich, this is the surefire way to not be successful in life. Be thankful for them and you will open the door of abundance to yourself.

ACN: The Dead Honest Truth…..Read before you join

ACN Information

Owner: Charles Barker

Website: acninc.com

Headquarters: Concord, NC

Founded: 1993

Cost to join: $499

ACN Purpose

ACN provides utilities such as phone service through VOIP, energy, high-speed internet, home security, and Satellite TV sold through a Network Marketing or Multi-Level Marketing business model. When a representative signs up for ACN they are referred to as an Independent Business Owner (IBO) and they are authorized to sell these services to themselves and to others. IBOs earn a monthly residual commission based off their sales and if they sponsor IBOs on their team they can earn a monthly residual commission off their sponsored team members’ sales down through 7 levels.

4 Review Criteria

What I look for in a Network Marketing company such as ACN are the following criteria:

  1. Does it have a system that I can can follow?
  2. Will I have the ability to brand myself?
  3. Will I have a mentor or a support team?
  4. Does the Company stand the test of time? Have they been around at least 10 years or more?

Does ACN have a system that I can can follow?

ACN’s business model as well as many other MLM companies is to build your business through your warm market. You contact friends and family and attempt to sell them home phone VOIP service, Satellite TV, and/or high-speed internet and you also may sell them the business opportunity at ACN in order to sign them up as an IBO on your team.

Personally, I don’t consider tapping into your warm market a full business system that anyone can follow. In order to have a good and full business system in the 21st century, it must include training on how to build your business online. You would need to learn how to sponsor new IBOs through online marketing AND acquire new customers (non-IBOs) with ACN, which may prove tricky because ACN offers services that are already offered by so many competitors, and there is nothing that is really different that stands out with ACN’s services vs. the competition. For example, they sell high-speed internet through existing carriers such as AT&T, Verizon, and Century-Link. Why would some stranger sign up through you and ACN instead of signing up directly with AT&T or Verizon?

Really, the only way to acquire customers through ACN is through the warm market, since they will be more willing to do you a “favor” and sign up to be your customer when they can just sign up for Dish Network through Dish Network directly. If you suck with your warm market, you are screwed.

Will I have the ability to brand myself with ACN?

ACN them self does not train you to brand yourself, you are selling their services and in some cases other service providers such as AT&T and Dish Network. You can brand yourself with any business opportunity including ACN, but you best find a sponsor who can train you in branding yourself. When you brand yourself, you will be able to sponsor more easily, and strangers will be more willing to buy the services from you too, because they are buying from you and your brand, not from AT&T.

Will I have a Mentor or a Support Team with ACN?

If you are sponsored by a Mentoring type of sponsor, then yes, you will have a mentor with ACN or any other business opportunity. Does ACN have a support team? No, the company itself does not have a support team other than customer service, it’s important to join a winning team and a good sponsor if you want multiple people helping you to grow your business.

Does the ACN stand the test of time? Have they been around at least 10 years or more?

Yes, this is one of the pluses of ACN, they have been around 25 years at the time of by writing this. They have stood the test of time, while their previous competitors such as Excel Communications and Fortune High Tech Marketing have both fallen by the wayside.

Other Pros and Cons of joining ACN


  • You are selling products that people already use every day, you are not asking anyone to buy something they haven’t bought before or may not need
  • You would be joining an MLM company that has stood the test of time, the chances of them ever closing up shop are slim
  • You can earn a residual monthly income off your customers, and your team’s customers down through 7 levels, if you can build down that low, you can make some serious money in residual commissions


  • High starting cost at $499, even though this is way cheaper than buying a franchise, or building your own business from scratch, it is higher than a lot of other MLM companies
  • You have to be good and tight with your warm marketing as that is really the only way to acquire customers (non-IBOs), otherwise you may not have a very large customer base, which can significantly reduce your earnings.
  • Building up residual income from your customers and your downline customers takes a lot of time, and residuals will be tiny for the first while. There are weekly paid customer acquisition bonuses, but you must have 600 customers points between your own customers and those of your team, and that can take time too.

The Verdict

So, the verdict is that ACN is legit, it’s not a scam. However, you need to be good with your warm marketing in order to truly be successful and that leaves so many people out in the dust limiting not only them, but those who are trying to sponsor others into their business.

However, if you are looking to start an online business and you want a compensation plan that’s very simple and easy to understand, where you can brand yourself and have an easy to follow system, and you can completely suck with your warm market, I would recommend Wealthy Affiliate. You can read by Dead Honest Review of Wealthy Affiliate here for more details.

How Should You Handle Dream Stealers

The Dream Stealers

Throughout my life, my friends and folks have offered me advice.

And though they meant the best for me, it often wasn’t nice.

They’d always say my plans were just more crazy schemes.

And every time I listened, I let them steal my dreams.

I guess they feared, in case I failed, that I really shouldn’t try.

So I never spread my wings and never learned to fly.

But they’re just folks who only see the world the way it seems,

And I’m no longer going to let those people steal my dreams.

-Author Unknown

Are there people in your life who steal your dreams? Maybe you had a great business idea and you told your friends and family all about it only to be told that you are just a dreamer and that you were only wasting your time pursuing it. Maybe they told you nicely, maybe they were mean in the way they tried to “help” you.

Either way, as the poem goes above, you should never listen to other people who are critical about your dreams, it’s just their way of seeing the world. Most people are stuck in a “get a real job” mentality and have absolutely no vision in their lives. You are different, you want something better than average for yourself.

How you handle dream stealers? Should you ignore them? Should you stop being their friend? Should you laugh at them? Is there a time you should listen to them?

In my opinion, here’s how you should handle them:

  1. Hear what they have to say
  2. Think about their advice for a brief moment
  3. Give your insight on their advice
  4. If Necessary, walk away

Hear what they have to say

Have respect for those who give you advice and listen to what they have to say first. The last thing you want to do is to be disrespectful to those who are only giving advice because they truly believe they are helping you. It may be very possible that they are not giving you advice against your dream or against your business idea, they may be trying to help you achieve your desired outcome faster.

You will unfortunately also encounter those who will give you advice against your goals, calling you a dreamer, telling you to “get a real job,” or telling you that you are not good enough or not smart enough to achieve your desired outcome. The best way to handle these people is to hear what they have to say, and show them respect. Sometimes these very people will see that you were right and that they were wrong, and may become an asset to your business later in life. So, always listen and show respect. Listening does not mean following or doing what someone says.

Think about their advice for a brief moment

Think about their advice for a few minutes and see how it stacks up to your goals, it may prompt additional ideas in your mind as to how you can more easily or more quickly you can achieve your desired outcome.

If they are giving you advice completely against your business idea, then you know there is absolutely no value that their advice will give you.

Give your insight on their advice

Once you have thought about what they told you, it’s time for you to respond to their advice. If their advice prompted additional inspiration about how you can achieve your desired outcome faster, let them know about it. You can say “hey, you just gave me a great idea.”

If their advice was completely negative and against your goals, you can respectfully respond by saying “you know, I see that you care about me and I appreciate it, but this is what I know I should be doing right now, so respectfully, I must disagree with your advice.” This does a couple things, first it states your position on their idea, and it also lets them know that you will not let anything get in the way of your desired outcome and they will likely not try to bother you about it again

Be firm, but be respectful at the same time.

If Necessary, walk away

It’s a good idea after giving your insight to change the subject to something else, so they don’t continue to rain on your parade. If they are insistent that you are wasting your time and they are adamant against your dreams, then you may want to think about walking away.

Walking away is not a sign of disrespect, it’s sending a message to your dream stealer loud and clear, that you will not tolerate their so-called “help.”

If they don’t get the message the first time, they will the second or third time.

Should you stop being friends with this person? Only if they persist in trying to steal away your dreams, because at that point, they are no loner looking out for your best interest, and they no longer mean well. They are either jealous of your success or they think they are better than you and therefore you should listen to them and not to your own heart. You don’t have time for people like this in your life, it’s time to let them go. You will make more friends who are more like-minded with you and with your goals, so don’t feel like you will have fewer friends, that person who treats you that way is not your friend anyway.

Bottom line, don’t let anyone steal your dreams away. If you pursue your dreams and never give up, you will achieve them. Often those who achieve their dreams make a lot more money than those who steal dreams. Who will have the upper hand then? Who will be driving a BMW 7 series while the other continues to drive their Toyota Corolla? Who will fly in first class eating a gourmet meal while the other sits in coach class eating peanuts? Who will get to stay in a Penthouse hotel room, while the other sleeps in a stuffy motel room?

Get my drift? Don’t let anyone steal your dreams….

Make Money from Someone Else’s Info Product

There are many ways to make money online. If you google “how to make money online” you will come up with millions of search results. The Penny Hoarder itself has an article on how to make extra money on the side in legitimate ways. Below are some of the best ways that you can make money online:

You can make money from an online blog

If you utilize effective keyword research, write interesting articles, and write consistently, over time you can drive a ton of traffic to your blog where you can have affiliate links that sell other people’s products, or you can put up Google Adsense.

You can create your own online course to make money

You will need some type of skill set that many people are eager to learn for themselves, but if you can find out what’s popular and master that skills yourself, you can do this. I will take time to set up and it will take practice, but if you are successful in setting up a course, you can keep 100% of the money you make.

You can make money online from affiliate marketing

You can do this by signing up as an affiliate with just about any company out there. You can do it for Walmart, Target, Best Buy, Amazon, EBay, and many more. This is where it helps to have a blog where you get a lot of traffic and when they click on your affiliate link to one of these online stores and they buy something, you get paid a commission.

Although it takes time to get this going, it eventually will turn on a money faucet that keeps filling your bucket (wallet) with money.

You can create and e-commerce store

If you have a talent and a knack of buying things really cheaply and marking them up to sell them at a profit, you make be interested in setting up an online store where you can sell these products. If you don’t want to go through the expense of setting up an online store, you can set up an account with EBay and sell these products for a small fee to EBay. You can also sell your items on Amazon.

A couple of drawbacks with this form of making money is that there is a lot of competition and you will often have to deal with low profit margins, which unfortunately has driven many would-be entrepreneurs out of business.

You can make money from someone else’s information product

This is what I want to focus on here. How powerful is this concept of making money by selling someone else’s information product?

You can sell somebody else’s e-book, and they will pay you a commission for that, or you can sell somebody’s else’s online course and get paid for that too.

Of course it’s not just about finding an online course and spamming your Facebook news feed or twitter feed, there is a more subtle way to do it where you will not be looked at like a sales person. Instead you will be looked at as someone who provides value to others and helps others. You build trust with others and then and only then will people want to buy from you.

There’s a lot to learn in order to create a full time income selling someone else’s information product. The good news is that there are programs that will teach you how to do this effectively. Some of my favorite courses are the courses found on Wealthy Affiliate. They teach you everything you need to know about blogging properly, keyword research, marketing on Facebook, Twitter, and Pinterest, and how to build trust with your target audience.

What’s more, Wealthy Affiliate is one of these Information Products that you can sell to others. The Affiliate Bootcamp school within Wealthy Affiliate will teach you how to do this. Not only will you earn a one time commission for selling Wealthy Affiliate, you will earn the money residually, month after month after month.

Success Takes Time

As with any affiliate program, network marketing program, or any online business, success takes time. So many people join these programs, expecting to make a fortune overnight, often due to the hype that some of these programs spew on their sales pages. The truth is, unless you have a following already, success will take time, it can take several months, or it can take several years for some.

But look at it this way:

If you are in the 3rd quarter of your life at the age of 45, and you are feeling like you are not where you want to be in your career, or in your finances, and you feel like it’s too late to start something new, look at it in this perspective. Those who start a network marketing business, or those who start an affiliate marketing program at the age of 45 make take up to 5 years to earn a full time income after grueling hard work and learning.

Worst case scenario, it may take 10 years. Could you imagine that if it took 10 years to finally retire from your day job………at the age of 55, 10 years before almost everybody else?

So, don’t let your age, or anything else about you keep you from living the life you deserve. Success takes time and it will be a hard road, but you can also make it a fun and adventurous road too.

My Honest Review of Jaaxy Keyword Research Tool

Jaaxy is a Keyword Research tool that allows you to research keywords in a much more efficient way. Keyword research is a huge part of a successful online business, without it, the search engines will have a lot of trouble indexing your website.

Two Ways to Perform Keyword Research

There are two ways to perform keyword research.

There is the standard way that is free, but it takes up a lot of valuable time, and in this business, time is money!

Standard Way to Research Keywords

Here is what you do, you go to Google and type in a keyword related to your niche that you will be selling online. Let’s say your Niche is Making Money online. You would type in something like “Make Money Online”

Then you would follow the keywords with the letter A

As you can see, Google helps you with keyword ideas. Some good ones from here might be “make money online as a student”, we know that some students are looking for better ways to make money that are more flexible with their class schedule and where they can potentially make a full time income and more easily pay their way through college.

You will want to follow the keywords of “Make Money Online” followed by B, and by C and all the way through the alphabet and this will give you a lot of keywords and key phrase ideas.

When you type in the keyword into Google, it will give you a number of results from websites on your topic. For example, if you type in “Make Money Online” it gives you the following number of results

As you can see, that it a lot of results and will likely be way too competitive to rank your website in a place where people can find it.

If you type in “Make Money Online For Students” you get the following number of results

As you can see, the number of results has shrunk a lot. So once you have gone through all the letters in the alphabet, you will want to go through all the letters again with your more narrowed down keywords to come up with even more specific Key Phrases. For example, you will want to take the key phrase “Make Money online for students A” and see what further key phrases come out of it.

As you can see, this method works, but it can take a lot of time. There is a faster and better way.

Fast Keyword Research through Jaaxy

Then there is the Jaaxy way, which is fast and easy, you can sign up for free here and get up to 30 searches for free. Before you do sign up, there is a better way to sign up. Keep reading.

Here’s how it works, when you type in a keyword into Jaaxy, such as “Make Money Online”, you get the following results:

Anything that shows GREAT for the KQI and has an SEO score of 90 or higher is a good keyword or key phrase to use. This was done instantaneously and you literally saved yourself about an hour of work.

After you have exhausted all your free searches, you will need to upgrade to either a Pro membership or an Enterprise Membership. When you sign up directly with Jaaxy, there are 3 membership options, and a 4th option I will get to soon.

As stated above, there is the Free membership, which allows you to get 30 free keyword searches. Then there are the Pro Membership and the Enterprise Membership, which both allow unlimited searches.

Then there is a 4th option, which is the “Lite” option, and you get unlimited searches with that as a Premium member of Wealthy Affiliate.

I highly recommend going with this 4th route, because you get all the other necessary training that you need for running an effective online business on top of having the best keyword research tool. If you just sign up for Jaaxy, you only get the research tool, but you’ll be missing out on the best online business training platform out there.

Here are all 4 options below, so you can compare. Any of the choices will help you, but the free Lite version is what I recommend out of the 4.

You Can Be Normal or Rich

Have you ever had anyone get on your case for something you were doing because it was not “normal”. It could be the way that you tied your shoes, or the way you mowed your lawn, OR even the way you choose to make money.

The truth is, when it comes to making money, you can either be normal, or you can be rich…….but you cannot be both.

Sorry, but every rich person you will meet out there is not normal, they are different, usually extraordinary. When it comes to making money, the normal thing to do is to work a 9 to 5 job Monday through Friday and make $30,000 to $100,000 per year. Unless they are a famous surgeon, famous actor, famous singer, or one of the top attorneys, almost all rich people own their own business and the way they make money is anything but normal.

So, make a decision today to not be normal, but to be weird and extraordinary when it comes to making money.

How can you become weird and extraordinary? Below are some “weird” things that rich people do that are very much outside the norm. If you want to be rich, you need to do those things the rich do.

Wake Up Really Early

Did you know that most wealthy people wake up between 4am and 5am in the morning? They get up, they do a good solid workout, or they meditate and set goals and plans for the day or for the week. If they run a business, they often get to work on that early in the morning.

Some people believe that 4:00am is the holy hour when they feel like they can connect most easily with God and receive inspiration for their business and for their lives.

For many others getting up super early is a way to get work done without the distraction of kids, noise outside of mowing lawns, and other distracting tasks that need to get done.

If you are running an online business and working a regular day job, you may find that the early morning hours are the best time to work, because in the evening after a long day of work, you may feel way too exhausted to get anything done in the evenings. I know for myself, it’s a lot easier to do my day job when exhausted than to do my online business while completely exhausted.

Read 50 to 70 Books Per Year

While the rest of the normal and broke people out there plop themselves on the couch and turn on the TV the moment they get home from work until they go to bed, the rich will read books in their spare time and that aside from the time they spend with their spouse and with their children.

You can get more details here on how reading benefits you in your endeavor to get rich, but in a nutshell, most of the books you read will be instructional, business, and motivational books. These books will teach you skills, motivate you to never give up on your goals and dreams, and will inspire you with new business ideas.

Set Goals and Write Them Down

Did you know that less than 5% of people out there set goals and write them down? An even lower percentage of people follow up with their goals on a consistent basis. This alone can make you stand out from the masses among all the other things you can do. There is a right way and a wrong way to set goals. You can read here to get an idea of the correct way to set goals. The bottom line is that your goals need to be big enough to excite you and to even scare you a little bit.

Don’t Be Cheap

The rich are not cheap. Now if you know somebody who has a lot of money, but is really cheap, I bet there is a good chance that this person is retired and they have a lot of money because they saved up all their money their entire life to eventually have a million dollars in the bank. They are unfortunately stuck in the habit of being cheap and now they have the big bucks, but they are still stuck in the scarcity mindset.

When normal people go shopping for a brand new TV, or a new computer, or lawnmower, they often price shop. They will go out and buy the cheapest piece of crap they can find. Then those same people will be frustrated when that item breaks down a few weeks after the warranty expires.

Do yourself a favor, next time you need to buy a high ticket item, such as an appliance or TV, buy a nice item, it doesn’t have to be the most expensive, but do buy something that is in the higher price range that includes multiple bells and whistles.

Next time you go on a trip with your significant other, shop around for 1st class airplane tickets. Spend the extra money to be treated like royalty on the airplane or in the hotel. When you are finished with the experience, try to remember how you felt compared to how you felt on a cheap vacation when you were sitting in crammed seats in coach class and had to stay at a cheap motel with a free continental breakfast with stale muffins.

The idea here is not to make you go into debt or spend money you don’t have, it’s all about your mindset, a scarcity mindset will attract more scarcity, an abundant mindset will attract more abundance.


Now you have an idea on what the rich do differently, and there are many more ways the rich are different from the normal poor or middle class, but this should be a good start for you. If you can put to practice what the rich do, you are significantly increasing your chances of becoming rich. Do you agree? Do you disagree? Comment below.

Making Money With Affiliate Marketing Made Simple

There are many ways to make money online, but one of the best ways, if not the best way to make money online is through Affiliate Marketing. What’s great about this method of making money is that you can be a complete introvert and you can do this from anywhere in the world where you have an internet connection.

So many people who sell their affiliate programs, or who sell their next big secret to making money online, often complicate the process of making money through affiliate marketing when really the process is so very simple.

Here is a video that shows just how simple the process and concept are, of making money online. Don’t get me wrong, you will need to learn some skills, but there are programs out there that can teach you.

Affiliate Marketing made simple

Build a Website

As you can see in the diagram in the video, you first build a website about your chosen niche. If this seems like a daunting task, then you would be right 20 years ago when you had to know how to write HTML, but today you would be wrong and thank goodness for that.

Building a website today is a piece of cake. Web building platforms such as WordPress have simplified the process so much that a 5-year old can build a website today. It is literally following a few steps and it’s up. With an additional layer of simplicity provide by Wealthy Affiliate, it’s even easier to build a website than with just going through wordpress alone.

Partner Up with Affiliate Programs

After you have your website up, you partner up with Affiliate Programs such as Amazon, Walmart, Target, E-Bay, and Clickbank. Signing up as an Affiliate with these companies is almost always free and almost always has a very easy sign-up process.

Once you have signed up, you find products that these companies sell and if they match your niche on your website, you can post ads strategically throughout your website. Training is highly recommended to learn this process because if you do it right, you can attract a ton of traffic to your website, if you do it incorrectly, your website can look to salesy and spammy, which will not only drive people away from your website, the search engines will punish you by giving you a lower ranking or completely removing you from search engine results.

Drive Traffic to Your Website

You can have the greatest website in the world, but it means nothing if people don’t know about you. You need to get your website and your brand out there so that you drive people (traffic) to your website. These people will come to your website and they will begin to trust you through the value that you provide with your website and posts. When people learn to trust you and your brand, they buy from you. The more value you provide, the more loyalty people will give back to you and they will visit your website over and over again looking forward to your next big post. The more traffic you can send to your website, the more sales your website will make and the more money you will earn.

It’s really all a numbers game, the more traffic you create and the more loyalty and trust you earn from website, the more you will earn. Some people do Affiliate Marketing full time and no longer have to work at a regular job. If you work hard enough, you may be able to do the same.

No Inventory to Store

When you sell other people’s and other company’s products and services, you do not have to store any inventory. The company for whom you are an affiliate has several warehouses already that store the items you will sell.

No Employees

You do not have to hire any employees, the company for whom you are an affiliate takes care of this too. They pay their employees, and often provide benefits for them. You don’t have to worry about this at all.

No Shipping

When someone or when several people by products through your affiliate links on your website, you don’t have to ship anything. The affiliate company does that too.

No Handling Returns

As an Affiliate Marketer, you don’t have to handle returns from customers who are dissatisfied with a product or service. They go directly back to the Affiliate company and they handle the returns for you.

No Customer Complaints

Other than a few bad apples that might post negative comments on your website, you don’t have to deal with customer complaints about any product or service that you sell through the affiliate links on your website. The Affiliate company already has a customer service team in place to take care of these problems. You never have to deal with an irate customer either, that really allows you to keep positive and focus on provide great content and great value on your website.

As you can see, Affiliate Marketing is a very good business model where you don’t have to deal with most of the complications of a traditional business. Do you want to get started with your own money making website today? Before you do, make sure you are being trained on how to do it properly and it’s helpful to have a support team to help you along the way. You get both good training and a great support team with Wealthy Affiliate.

Read and Get Rich……

What do you do in your spare time? Do you plop yourself on the couch and watch TV? Do you work on home improvements? Do you listen to or watch political shows? Do you watch live sporting events? Do you read books?

If you do the latter, you are slowly making yourself more wealthy, if you are doing any of the former too much, you are either staying the same or your are getting poorer.

Don’t get me wrong, there are TV shows I like, I love Netflix, Amazon Prime TV, and some other channels, but if you are spending hours watching TV every evening after work and on the weekends, and you have a goal to be rich……..some day, then you need to do an overhaul of your schedule.

They always say you should do what the rich do if you want to become rich. One thing you can start doing today if you want to be rich some day is to start reading books regularly. The rich read on average over 60 books per year. That’s roughly 1 book per week and then some. If you start reading a good number of books every year, eventually you can be rich too.

If your schedule seems filled up by other time-consuming tasks that are not making you money, it’s time to revamp your schedule to include reading.

Before You Revamp Your Schedule

Before you change your schedule, if you haven’t already, find a way to make money online, there are many ways you can do this. You can do surveys, you can sign up in an online friendly Network Marketing organization, or you can be an affiliate and make a boatload of money selling other people’s products. With the last two, you need to learn online marketing skills and you need a good source of training for this.

Set Your Business Schedule

Once you have a way to make additional money, whether online or offline, you need to set up a schedule and stick to it the best you can. Be sure to include at least 5 to 10 hours per week that you dedicate to working your business. If you have a day here or there where you miss your schedule, don’t beat yourself up, just maintain a positive attitude and do better the next day.

Set Your Reading Schedule

If you set aside 1 hour per day to work your business, you should set aside another 30 minutes or another hour to reading books. Try to give yourself enough time to read to where you can read at least 1 book per week. If you are really struggling to find time to read, start listening to audio books. You can listen to them on Audible, or you can buy the audio book CDs or borrower them from your library and listen to them in your car.

What Kind of Books Should You Read?

You should read a combination of success books, entrepreneurial books, business books, motivational books, instructional books, and even a good fiction book once in a while. Before you read any success books, I would highly recommend reading this book first.

The way people like you can get rich by reading books is that you will build up this wealth of knowledge in your mind, that will literally inspire you with money making ideas at any given moment. It will be like an ah-ha moment. Also, if helps to shift your mindset to what it needs to be in order to be successful. I should also add that reading makes you more positive.

Success books have a way of lifting up your mood into a more positive mood, and being positive attracts more positive things in your life, including more money.

In Conclusion

If you can only make this change in your schedule to read more success books and to work an online business, you will be setting yourself up for a very bright future filled with a lot more money and a lot of opportunity for growth. So, next time you feel bored, pick up a good success book and start reading.

CashFlow Quadrant – Is it Worth the Read?

This is the second book in the Rich Dad series after Rich Dad Poor Dad written by Robert Kiyosaki. Before you read any other book in the Rich Dad series, it is recommended that you read Rich Dad Poor Dad first, and you read Cashflow Quadrant second.

The author recommends this, and I not only recommend this, I recommend you read these two books first before any success book out there by any author.

It’s all about changing your mindset and in my not-so-humble opinion, there is not a better author out there than Robert Kiyosaki that can help you permanently change your mindset about money.

The book Cashflow Quadrant helps you visualize the 4 different ways you can earn money. On the left side of the Quadrant, you have two ways of earning money, one as an employee and the other as a self-employed individual. On the right side of the Quadrant you have business owner and investor.

Your goal to is to move from the left side of the quadrant to the right side of the quadrant, because being a business owner and/or investor is the life of the financially free. There are several ways to do this, and I would love to list all the ways you can do it here, but I will let Robert Kiyosaki tell you. You will need to pick up his book here:

Simple, Easy to Follow, yet Exciting to Read

As with all Robert Kiyosaki’s books, Cashflow Quadrant simplifies what seems to be such a complicated topic for many; making money and having more free time is broken down into very basic concepts that a third grader can understand. Although this may be in part due to the fact that Kiyosaki didn’t do too great in school, but this works to his advantage as an author.

He also uses stories in Cashflow Quadrant, which help to make his books interesting, entertaining, and informative all in one. This book is many things, but one thing that it’s not is boring. This book as well as the rest of his books are fun and exciting to read and you may have a hard time putting the book down to get necessary things done.

Not a book of step by step instructions

As mentioned on my review of Rich Dad Poor Dad, Cashflow Quadrant is not a book of step by step instructions. Robert’s goal is to change the way you think about money, because if you think about money the right way, you will attract more and more of it, and after you’ve read a few of his books, you will see that he is a strong believer in this.

Although many people dislike non-instructional books and think of them as a waste of time, I find this a plus, not a minus. Here’s why:

You can give anybody a book of step-by-step instructions on how to get rich or how to become financially free, but if their mindset about money and finances are not in the right place, the instructions won’t work, and even if they do, it won’t last. Why do you think lottery winners go broke most of the time?

The Verdict

I am pretty sure the verdict is already given above and yes, this book is worth the read, but only if you read the prerequisite first, that being Rich Dad Poor Dad. Then immediately follow that book with Cashflow Quadrant. Once you have read those two books, I would even go further and read a third book by Robert Kiyosaki. He and his advisers known as Rich Dad Advisers right about every subject under the sun.

For example:

  • If you are interested in Network Marketing or MLM, there’s a book for that titled The Business School for People who Like Helping People or The Business of the 21st Century, both written by Robert Kiyosaki.
  • If you are interested in Real Estate Investing, there’s The ABC’s of Real Estate Investing by Ken McElroy, a Rich Dad Adviser.
  • If you want to teach your kids about the real world of wealth and money versus what they are learning in school, you can read Why ‘A’ Students work for ‘C’ Students, which is a more modern version of Rich Kid Smart Kid, both by Robert Kiyosaki.
  • If you are interested in investing in anything, be it the stock market, bonds, real estate, you need to read Guide to Investing.




There are a long list of books Robert Kiyosaki has written, they are all good books, but you will get so much more out of them if you read the first two books first.

As with any book, you when you read this book or any other success book, you must apply the things you learn and put the exercises into action. If you do not, then you are only reading for entertainment. Read to learn and apply what you learn every single time.